Personal Umbrella Insurance in Santa Rosa and Windsor, CA
If you’ve ever found yourself caught in the rain, an umbrella can shield you from the elements and offer an added layer of protection. The same can be said for insurance. Coverage above and beyond standard home and auto insurance offers the policyholder an extra line of defense against costly liability claims. At Brenk & Company, we routinely provide personal umbrella insurance to clients in Santa Rosa, Windsor, Rohnert Park, San Francisco, and the surrounding areas.
Exceeding Standard Liability Limits
Although optional, personal umbrella coverage provides liability protection far beyond what is offered by home and auto insurance. When personal liability limits are reached, umbrella insurance kicks in for added security in the wake of costly incidents. We typically offer policies from $1 million to $5 million, but can reach limits of up to $10 million.
Personal umbrella insurance can be applied to events such as:
- Car accidents
- Accidental injuries on your property
- Accidents involving boats and other recreational vehicles
- Defense fees and other legal costs
- Personal injury coverage for claims of libel, slander and more
Once we have determined appropriate limits, we turn to carriers such as Nationwide, Kemper, and Hartford for the best and most affordable policy. To get started, request a quote.
Don’t Get Caught Without an Umbrella
When matching a client with personal umbrella coverage, we take the time to fully understand their individual needs and risks. We educate our clients on liability limits, and depending on our client’s assets and if they own a home, we make appropriate recommendations on coverage levels.
Once we have a policy in place. We conduct periodic reviews to keep it up to date. Please contact us to learn more about our products and services.