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Business Owners Policy (BOP)

Business Owners Policies (BOPs) in Santa Rosa, CA

Combined Coverage for Special Advantages

From fires that damage structures’ frameworks to products that malfunction and cause harm to buyers, the risks that small businesses face are many. These risks can translate into significant costs, and for this reason small businesses need protection. Insurance provides necessary protection, and at Brenk & Company Insurance Services, Inc. we provide comprehensive, individually tailored business owners policies (BOPs).


We’ve provided business owners policies to small and even medium-sized businesses in Santa Rosa and throughout Northern California for many years, and as a result our knowledge and experience enable us to deliver complete, cost-effective protection. Also, we’re local, so we’ll know and understand your needs. Knowing and understanding your needs will help us make sure that you have the finest experiences.

Business Owners Policy Coverage Details

Business owner’s policies (BOPs) are types of package insurance, and this means that coverages that are in the policies are bundled and also provide broad protection. Property, liability, and business interruption coverages are often included in BOPs, which can be customized. If one needs a rider and/or endorsement, he or she can have it in a BOP. 


Businesses must qualify for business owner’s policies, as BOPs cover some risks but not others. We’re flexible and we’ll ensure that you get the BOP that you need if the policy is something for which you’re eligible. We’ll help you select the right coverages and also we’ll make sure that the policy that you purchase is fitting.


The coverages from which you can choose include but are not limited to:

  • Products and Completed Operations
  • Premises Liability
  • Premises Medical
  • Fire Legal Liability
  • Business Income Insurance
  • Building and Personal Property Protection
  • On-Site Equipment Insurance
  • Coverage for Inventory Loss
  • Crime Insurance

As a client of ours you may be able to save money and time if you take advantage of benefits and discounts for which you may be eligible. To learn about these benefits and discounts, speak with an agent.

Experienced, Dedicated Agents Keeping you and your Business Secure

All of our agents are specially trained to deliver business owners policies (BOPs), and they not only make purchasing and using BOPs simple, but also they are dedicated to the clients to whom they sell BOPs. Our agents work hard to develop and nurture meaningful relationships with clients. Meaningful relationships with clients make it easy to deliver the best insurance and the most personalized, effective services.


Through a detailed and consultative process, our agents assess clients’ needs. Once clients' needs are known and understood, our agents identify the right coverages. At the points that the right coverages are identified, our agents create the best possible solutions.


We regularly monitor the BOPs that we write and this ensures that coverages are always current and also that clients' rates are always competitive. Contact us or call us today. To start on a policy, request a quote.

Additional Business Owners Policy (BOP) Information:


We’re proud to provide business owners policies (BOPs) in Santa Rosa, Windsor, Rohnert Park, Sebastopol, Healdsburg, and Petaluma, CA. We also serve other areas in the state.

Brenk & Company Insurance Services, Inc

4853 Old Redwood Hwy

Santa Rosa, CA 95403

Main office: 707-526-1195
Fax: 707-541-6917

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.